Employer Retirement Plans
Retirement plans are essential tools for helping employers attract and retain talent while enabling employees to save for their future. Plans like 401(k)s, and 403(b) offer flexible options for businesses of all sizes to provide retirement benefits. These solutions not only help employees build long-term financial security through tax-advantaged savings, but also offer employers valuable tax deductions and potential credits. With the right plan design, businesses can align retirement benefits with their financial goals, simplify administration, and ensure compliance. Offering a strong retirement plan demonstrates a company’s commitment to its workforce and helps foster a more financially confident and loyal team.
401(K) Plans
403(B) Plans
401(k) Plans Deliver Advantages for Both Employers and Employees
A strong 401(k) plan isn’t just a benefit, it’s a strategic tool for attracting top talent, retaining key employees, and unlocking valuable tax advantages for your business. At Financial Crusaders, we believe that offering a high-impact retirement plan starts with the right partner. Whether your needs are straightforward or highly customized, our strategic partners, like Transamerica bring over 85 years of proven expertise to the table. Together, we can empower your team to build the future they deserve on their own terms.
Benefits of a 401(k) Plan
A 401(k) plan can help employees build their retirement savings and reduce their taxable income through pretax deferrals, a variety of investment options, and flexible employer matching contributions.
Proven Recordkeeping System
Employers benefit from a secure, efficient, and flexible recordkeeping system while employees benefit by seeing their retirement benefits all in one place.
Flexible architecture of our recordkeeping platform makes your job easier by simplifying plan administration and data management. You can customize plan design and easily compare it to others in your industry or geographic region.
System integration allow changes or transactions are immediate, allowing accurate, timely participant data updates.
Focus on cybersecurity of our comprehensive information security program and data-recovery plan safeguard client and customer data against cyberthreats.
A 403(b) Plan Can Help Your Employees Build Brighter Futures
People working in healthcare, higher education, and other not-for-profit organizations are driven by a commitment to service. Our commitment is to help your employees build financial security so they can live their best lives in retirement. We specialize in working with large, complex retirement plans at not-for-profit organizations that often grow through mergers and acquisitions.
Understanding Your Organization’s Needs
Our consultative approach and flexible recordkeeping system mean we can manage 403(b) plans alongside other retirement savings plans, including defined benefit and nonqualified deferred compensation (NQDC) plans.
How do we know so much about not-for-profit organizations and their retirement plan needs? Our exclusive research lets us keep a pulse on the trends and challenges in healthcare and higher education when providing retirement benefits.