Protect Your Income

Protecting your income is a vital part of financial planning, and insurance plays a key role in that protection. Disability insurance is one of the most important tools—it replaces a portion of your income if you become unable to work due to illness or injury. Both short-term and long-term disability policies are available, and they ensure that your financial responsibilities can still be met even if your earning ability is temporarily or permanently affected.

Life insurance, especially for those with dependents, protects your family's income in the event of your death. A term life policy offers affordable coverage for a set period, while permanent policies like whole life or universal life can also build cash value over time.

Health insurance prevents medical bills from depleting your income and savings, while critical illness insurance provides a lump sum payment upon diagnosis of serious conditions like cancer or heart disease, helping cover expenses that standard health insurance may not fully address.

Finally, liability and business insurance (for self-employed individuals or entrepreneurs) can protect your income from lawsuits or business interruptions. Together, these types of insurance help safeguard not just your income, but your overall financial stability.